All posts in Jobs & Money

What working at a desk does to you!

Anyone who works at a desk should take a good read of this:

Desk Job infographic

Click to enlarge!

How to Find a Job Using Facebook

Yes, you read that correctly. If you manage it correctly, the world’s largest network could be an ideal platform to help you find a job. In fact, just more than 18 million Americans found employment through Facebook. That’s more than the populations of Los Angeles and New York City combined.

First things first. If you are going to use Facebook to look for a job, make sure that your professional info is in your profile. And if you have a former colleague as a friend on Facebook, you can tag that person in your job history, and this will be a great first step for a referral. Also, include your educational information. Make sure that this information is consistent across all your social networks. If it isn’t, it will surely raise eyebrows for all the wrong reasons.

You are also going to have to keep your profile clean. Or at least make use of lists and privacy settings. The content that you share with your friends will obviously differ to that you’ll share with potential employers. Choose what you share publicly wisely. Potential employers are doing Google searches on job candidates and Facebook profiles usually appear on the first page of search engine results.

Put up a proper profile picture and try to keep it consistent across all your social networks. Potential employees would probably want to take a look at your Twitter and LinkedIn profiles too.

Be upbeat in your status updates. Don’t be negative about interviews you’ve been to, and face the challenge of seeking employment head on.

Follow the Facebook pages of companies you’re interested in working for. Recruiters like to see that you’re interested in their company and didn’t just look to work wherever you could find a job. The company’s Facebook page would probably also send out updates that they’re hiring and you can make the initial connection online.

Post Notes on Facebook. Notes tend to stay in friends’ feeds longer than status updates do. Keep your friends informed about your situation and let them know of the progress that you’re making. However, don’t overdo it. Friends will help out where they can, but they will also block you from their feeds if it gets too much.

Join relevant groups, just as you would on LinkedIn. Participate in those groups and share your knowledge and expertise. This will position you as an expert. And companies want to hire experts in their fields.

Find interesting articles related to the job you’re after and share the links on Facebook. It shows real interest in the job, above and beyond only showing interest in the company. Besides, you’ll learn something new in the process.

A clever idea would be to post an advertisement on Facebook. Facebook ads are pretty cheap and you only pay per click. You choose which demographics you want to target and what the maximum amount is that you’d like to spend a day.

Have you or someone you know found a job using Facebook?

Can You Spare Some Change?

I have just received my copy of Speak Up! Take a look at the goodies:

The Speak Up! campaign was aimed at finding out what South Africans felt about banks and if given the chance, how they would re-imagine the banking process. The campaign involved a Facebook Page where South Africans could explain what frustrates them, but more importantly what creative ideas they could come up with and in return, one South African would be rewarded with R5,000 for an incredible idea. This information assists Capitec Bank to determine what could help them build their own services in the future as well as to help promote some much needed change in South African banking.

Take a watch:

If you’re interested in getting involved, come along and join the Facebook Page and share your opinion!

Withdrawl PayPal into any South Africa bank account

A new announcement from FNB has just hit the waves, FNB are introducing an enhancement to the PayPal withdrawl system for South Africans. This enhancement will make getting paid a lot simpler. The FNB PayPal service now allows South African PayPal account holders to withdraw funds to any South African bank account.

As you have already linked your PayPal account to your FNB online banking profile, you are now able to link one additional non FNB South African bank account.

Here are the steps to add a non FNB account:

  1. Log onto FNB online banking
  2. Click PayPal Services under the FOREX/ACCOUNTS tab
  3. Select PayPal Services
  4. Click ‘Maintain PayPal profile’
  5. Enter your One Time Pin (OTP)
  6. Enter and submit your Non-FNB account details

It is important to note that only withdraw transactions are permitted to the linked non FNB account and Top Up is still exclusively from a qualifying FNB account.

We would also like to remind you that according to both the PayPal User Agreement and the FNB terms and conditions relating to the Top Up and Withdraw service you are required to comply with South African exchange control regulations. This means that:

If you receive amounts into your PayPal account from a PayPal user:

  • You may not send those amounts to another PayPal user for a purchase or for any other reason.
  • You must withdraw* the amounts in your PayPal account to your South African bank account within 30 days of receipt of funds.

If you would like to send amounts to another PayPal user:

  • You must do so either with the linked credit or cheque card associated with your PayPal account, or by doing a Top Up* to your PayPal account from your FNB bank account.
  • For purchases using Top Up, you must do a separate Top Up for each purchase.

FNB and PayPal charge separate fees for each Top Up and Withdraw transaction.

For more information on FNB and PayPal, please visit the PayPal South Africa Facebook Group.

Technology Millionaires under 30 [infographic]

I’m 29, but 30 is just a few months away so my chances of being a millionaire before 30 aren’t looking too positive. Although, what exactly is a millionaire, if I had my assets up I would be one, I think? *shrug* Who cares, let’s rather get to the point, the point being an infographic featuring 9 technology millionaires under the age of 30, put that green tee on and enjoy:

Quite incredible to see the amounts of money these youngsters have and how successful they are!

Buy property instead of using an investment account

I’m not accountant nor am I completely clued up on real estate, but one thing I can tell you, and you’ve probably heard it plenty of times before, is that property is potentially the best place to invest your money.

In most cases when it comes to investing money in a money market account you’re probably going to get between 2 and 6 percent interest depending on the account’s rules. If your money is tied up you normally get more interest, whereas if you want your money to be tangible, then you’re going to get less. That’s the premise behind investing with your bank in most cases.

When it comes to property the two most obvious things are that you create an average rental yield of up to 10% which is higher than the banks offer, but not only that, your property will increase in value as the years go by, the joys of an appreciating asset.

Longain Realty specializes in discounted property and they have a number of properties for sale, a lot of which are really good investments. Again, please remember that I’m not an expert so this is just my opinion based on my reading and research.

I was having a look through their properties, which are in the Western Cape and Gauteng, and there are 22 properties for sale, in these areas: Brackenfull, Goodwood, Parow and then Boksburg, Germiston, Kempton Park, Krugersdorp, Pretoria and Roodepoort. Most of the properties are between R250,000 and R500,000 so we’re talking investment properties here.

If you’re interested in looking through the properties, please visit www.longainrealty.com

To save you some time, here are the properties in PDF download:

Have any questions, leave us a comment.

PayPal Facebook Application – send your friends money!

Statistics report that 80% of active PayPal users are also Facebook users, so what makes perfectly logical sense is to noble PayPal payments through Facebook and that’s exactly what PayPal are doing. PayPal announced on November 17th that their new Send Money application on Facebook will allow users to do exactly this.

The Greeting Card association reports that Americans send 500 million e-cards every single year, so imagine you could send that e-card with some funds attached to a friend or loved one on a special occasion? Think about it, popping your mate $100 to say Happy Birthday is going to be so much easier on Facebook than it would be to track his bank details down and perform an EFT.

So here’s how it works:

  1. Log into Facebook
  2. Click through to the application
  3. Select a card for your occasion
  4. Choose the recipient
  5. Authenticate against PayPal
  6. Select the amount to send
  7. Send

That’s if you want to do the Birthday thing or whatever, you can just transfer money if you so wish.

PayPal South Africa open to all banks!

About 18 months ago PayPal and FNB signed papers to allow FNB customers to make use of PayPal’s services. With an FNB account you are able to withdrawl your funds from your linked PayPal account and move funds into your PayPal account to purchase products and services anywhere in the world. The deal was really exciting for South Africans, but at the same time a number of non-FNB bankers were annoyed.

It has just been announced that PayPal will now be available at all South African banks! Michael Jordan, CEO of FNB commented, “major milestone for e-commerce in South Africa”, and in my opinion he’s dead right.

FNB customers have ranked up 20,000 merchant and individual accounts and FNBs monthly payment volume has seen a growth of 8% month-on-month. In total there are 50,000 South African PayPal accounts – quite a bit less than I thought there would be, but that’s still 50,000 people transacting via one bank, so the opening up to the other banks will no doubt quadruple that number and there will be a huge increase in awareness, which might result in even more customers.

I’m interested to watch and see whether this movement will also result in a more seamless process, where withdrawing funds doesn’t take as long as it does and that access will be easier.

Must admit, a bit annoying for those people who opened up FNB accounts just for PayPal usage, I wonder if FNB will see a number of accounts being closed?

Online learning [infographic]

Studying via the Internet has been growing in popularity over the past few years. I have friends, and family, who operate in the space and thus have access to the latest pieces of information, such as this infographic that I was sent. The infographic explains how online learning came about, and importantly, why it’s beneficial.

I’ve found many courses to today online that interest me, from starting a business to interior design, so there’s definitely something for everyone, but right now I’m most interested in sharing some statistics and information with you from the Quirk Education team.

Here you go, click the image to see the whole infographic:

Continue reading →

Wahooly – A new way to invest in startups

So, you want to invest in a startup, but you don’t have the cash to do it yourself. If you’re into business, money, and technology, you’ve more than likely thought about investing in a startup a few times and in most cases you just don’t have a couple bar to throw at it.

Wahooly aims to solve this, imagine you had just a percentage of LinkedIn when it went public? What if you had a piece of Google?!

Well, Wahooly’s here to give us all a chance to invest in startups and the amazing thing is that you don’t’ even have to pay. Seriously? Yup.

As a member of Wahooly, you will be presented with 200 startups over the next 12 months, if you like a startup or even a few, you can become a user of the startup and by doing so, you become a shareholder in the startup.

Let’s look at an example:

Let’s say you launched a new startup, you would approach Wahooly and negotiate a percentage of equity you’re willing to give u; So, a startup could offer 50% equity to 5000 users, meaning that each user who signs up gets an equal share of 5% – There’s another layer to this, if you want more of that 5% than a 5000enth, then by representing the brand and talking about it, Wahooly will track your brand advocate actions and award you personally.

It’s an awesome idea, one which I’ve already signed up for and am looking forward to seeing which startups get involved.

Click here to visit Wahooly.